Non-accredited Investor

Non-accredited investor is a person who doesn’t meet the financial qualification thresholds listed above. Many non-accredited investors simply say they’re not accredited yet. Keep in mind, accreditation requirements are ultimately designed to protect investors from risk.

For Reg CF Non-accredited investors face strict investment limits based on their annual income or net worth. For investors with an annual income or net worth of less than $124,000, they are limited to investing the greater of $2,500 or 5% of their income/net worth. For those above this threshold, they can invest up to 10%, capped at $124,000 over 12 months.

There are exemptions from registration such as Regulation D, Rule 506(b) that do allow a limited number of non-accredited investors to participate in an offering.

Further, being non-accredited doesn’t have to stop you from making smart investment decisions and diversifying your portfolio. A good place to start is this guide to long term investments.

Regulations	FINRA Requirements for Broker-Dealers educational support dealing with litigation risks investor relations and transparency Investor funds protection Managing Escrow Logistics Managing Investor Relations Non-accredited Investor Reg A+Resale Restrictions Reg A Reg CF Reg D
Reg A	advertising and solicitation rules currency conversion and international payments filing and disclosure automation form 1-A global investor participation investment limits for non-accredited investors investor tracking and notifications market demand and pricing ongoing reporting real-time transaction processing regular audits and compliance regulatory reporting system uptime
Reg CF	Campaigns conducation Disclosure of Risks Form C-AR Form C Investment Caps Liquidity for Investors Marketing and Advertising Restrictions Tax Reporting Verification of Eligibility Financial Statements Audit
Reg D	Blue Sky Laws Form d Ongoing Reporting Obligations Proper Risk Disclosure Protecting Non-Accredited Investors Reg D 504 Reg D 506 b Reg D 506(c)

Non-accredited Investor

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